You might not know it, but if a vehicle is caught in a flood and is partially or even entirely submerged, it isn’t always taken off to the junk yard for scrap. Many times these card are sold through salvage auctions, taken to far off locations, and cleaned up for re-sale. It’s not often the case that these cars that are being re-sold are identified as having been flooded before.
There are a lot of things you should know about water damaged vehicles. Any vehicle that has sustained water damaged is susceptible to mold growth in the vehicle’s interior, especially if the vehicle was allowed to sit untreated in warm temperatures and dry naturally. If the doors to the car or truck have been left shut and it’s been let to try naturally, the musty odor inside will be very prevalent and you won’t have to have any kind of training to detect it. Some dishonest car dealers (or private owners trying to get rid of the car) will try to mask the smell of the water damage with all manner of air fresheners and if you smell anything pleasant while looking inside a car that obviously isn’t brand new, you should probably walk away because they’re hiding something.
Look for any kind of rust in the interior of the car and the trunk, especially near the taillights and check the carpeting for signs of damage. Carpet that has soaked up water and hasn’t been properly treated will most likely stink, especially if it’s been submerged in the sewer water that’s often brought to the surface by flooding.
You might think that if the water dries out, the engine of the vehicle will be just fine, but this probably isn’t the case if it hasn’t been restored by a professional. Sewage, sand, and other debris could have seeped into it and cause misfirings and blown gaskets.
Water damaged vehicles can also suffer electrical problems, especially in newer models where most things are monitored electrically like timing on headlights, the radio, when the oil needs to be changed, and all the way down to how many miles are on the car.
Unless the carpet and its padding were removed and the interior cleaned by a professional and the car was submerged in sewer water, high levels of bacteria and mold are very possible, too.
Paying for a vehicle history from Carfax.com could be beneficial if you get the car’s VIN, but please be aware that the car will only show up as having been flood damaged if an insurance agent has looked at the car and it was recorded. If the vehicle history report doesn’t show it was flooded, but it appears to be water damaged, back away. You’re likely to find a better deal somewhere else.
Showing posts with label flood. Show all posts
Showing posts with label flood. Show all posts
Friday, January 18, 2008
Drying Out Water Damaged Properties
As you can imagine, drying out a home or other building that’s been submerged in water, whether it’s flood water or rain water, can be quite a daunting task. Here we’ll discuss a few different ways to begin the process.
A flood can happen in almost an instant, but drying out a home or other property can take a long time. Depending on the property you’re trying to dry out, using hot air drying techniques may damage the building, especially if it’s a historical one.
Before beginning the drying process, be sure to address the electrical hazard. Make sure all power to your home is completely off. Just because the power is off for all your neighbors, don’t assume that yours is off, too. This could be a very fatal mistake. Not only should you be careful of electrical hazards, but biological ones, as well. Flood waters such as those caused by Hurricane Katrina can be contaminated with human and animal waste, all manner of chemicals, and even cadavers. Protect your eyes, mouth, hands, and wear a respirator. Wash your hands in disinfectant soap after a session of cleaning and again before you eat.
Take pictures of the damage with a camera or if possible, videotape them. This documentation will make it easier when you begin negotiating with your insurance adjuster on what compensation you will be eligible for.
Make any repairs necessary to keep water from re-entering the home. These repairs should only be temporary while you get the majority of the building dried.
Any effort to begin drying out a home is the attic. Any wet insulation should be removed as quickly as possible; it is no longer useful, but it is heavy and holds moisture for quite a long time and will continue to cause damage to wood, metal, and drywall. If anything in the attic is soaked with water, remove it. These waterlogged items are heavy and can cause the ceilings to crack. Fresh air circulating through your home is a good way to begin and if you have any fans, turn them on once you’re confident that you can’t become electrocuted simply by walking around.
Opening the windows throughout the house (as long as it isn’t raining) will help and at this time you should begin to wash down any wooden items in the home in order to remove mud, silt, and other debris.
A flood can happen in almost an instant, but drying out a home or other property can take a long time. Depending on the property you’re trying to dry out, using hot air drying techniques may damage the building, especially if it’s a historical one.
Before beginning the drying process, be sure to address the electrical hazard. Make sure all power to your home is completely off. Just because the power is off for all your neighbors, don’t assume that yours is off, too. This could be a very fatal mistake. Not only should you be careful of electrical hazards, but biological ones, as well. Flood waters such as those caused by Hurricane Katrina can be contaminated with human and animal waste, all manner of chemicals, and even cadavers. Protect your eyes, mouth, hands, and wear a respirator. Wash your hands in disinfectant soap after a session of cleaning and again before you eat.
Take pictures of the damage with a camera or if possible, videotape them. This documentation will make it easier when you begin negotiating with your insurance adjuster on what compensation you will be eligible for.
Make any repairs necessary to keep water from re-entering the home. These repairs should only be temporary while you get the majority of the building dried.
Any effort to begin drying out a home is the attic. Any wet insulation should be removed as quickly as possible; it is no longer useful, but it is heavy and holds moisture for quite a long time and will continue to cause damage to wood, metal, and drywall. If anything in the attic is soaked with water, remove it. These waterlogged items are heavy and can cause the ceilings to crack. Fresh air circulating through your home is a good way to begin and if you have any fans, turn them on once you’re confident that you can’t become electrocuted simply by walking around.
Opening the windows throughout the house (as long as it isn’t raining) will help and at this time you should begin to wash down any wooden items in the home in order to remove mud, silt, and other debris.
Protect Your Water Pipes in the Winter
People who are spending their first winter in their new home and have never owned a home before might not think about the kind of damage a burst water pipe can cause. New homeowners don’t often think about this very real problem and it can lead to some very expensive consequences.
Water pipes in the home that are not properly insulated can freeze and burst in the winter if the temperature drops to below 20 degrees. Even a crack that is only one-eighth of an inch can let out over 250 gallons of water each day and the water damage this can cause can potentially be catastrophic. Your floors, clothes, carpet, and personal items will be damaged and as the water dries up and spring returns, it will leave you with a more serious problem. This problem is mold and when water damage to your home isn’t repaired correctly or not repaired at all, it can grow in your home and make your entire family become sick over time. While most insurance policies do not cover mold, water damage is usually covered to some extent. Preventing water damage to your home that is covered can help you prevent the mold damage to your home that isn’t covered and while any kind of water damage can cause this mold to grow, but burst frozen pipes are one of the easiest things to prevent.
One of the first things that you should do during the winter is cover your indoor water pipes with insulation. Where possible, make sure warm air can get to your pipes during a deep freeze. Do this either by opening the cabinets under your kitchen and bathroom sinks or placing a space heater in the room with these pipes. If you’re going to use space heaters, be careful and don’t leave them unattended for long or where they can possibly catch things on fire. Don’t use extension cords with space heaters and keep anything that could catch fire preferably over 5 feet away or you could be facing a fire damage problem instead of water.
Disconnect any garden hoses and make sure cracks in your home’s foundation are sealed so cold air, water, and snow can’t get inside to your pipes. Keeping a small bit of water running through hot and cold water faucets can also mean the difference between a busted and an un-busted pipe.
Water pipes in the home that are not properly insulated can freeze and burst in the winter if the temperature drops to below 20 degrees. Even a crack that is only one-eighth of an inch can let out over 250 gallons of water each day and the water damage this can cause can potentially be catastrophic. Your floors, clothes, carpet, and personal items will be damaged and as the water dries up and spring returns, it will leave you with a more serious problem. This problem is mold and when water damage to your home isn’t repaired correctly or not repaired at all, it can grow in your home and make your entire family become sick over time. While most insurance policies do not cover mold, water damage is usually covered to some extent. Preventing water damage to your home that is covered can help you prevent the mold damage to your home that isn’t covered and while any kind of water damage can cause this mold to grow, but burst frozen pipes are one of the easiest things to prevent.
One of the first things that you should do during the winter is cover your indoor water pipes with insulation. Where possible, make sure warm air can get to your pipes during a deep freeze. Do this either by opening the cabinets under your kitchen and bathroom sinks or placing a space heater in the room with these pipes. If you’re going to use space heaters, be careful and don’t leave them unattended for long or where they can possibly catch things on fire. Don’t use extension cords with space heaters and keep anything that could catch fire preferably over 5 feet away or you could be facing a fire damage problem instead of water.
Disconnect any garden hoses and make sure cracks in your home’s foundation are sealed so cold air, water, and snow can’t get inside to your pipes. Keeping a small bit of water running through hot and cold water faucets can also mean the difference between a busted and an un-busted pipe.
Mold in Your Apartment - Who is Liable?
If you move into an apartment or a home and you sign a lease, some people might think that they’re stuck with that lease even if they discover that the property has a substantial mold problem. This is not true.
No matter who you’re renting from or what kind of property, it is the landlord’s responsibility to provide you with a healthy place to live. If you or your children become sick due to the mold located in the home, apartment, or business you are leasing, your landlord can be held responsible.
The only thing that you have to do first is prove that mold exists in your rented space. That burden or proof is on you because in most leases, mold testing, inspections, and removal are not covered by the landlord. Landlords do not pay for these; you do. If there is a problem, you have to prove it.
If the rental property is infested with mold, the landlord might be liable for the damage to the tenant’s health, the medical bills associated with mold, loss of income due to sickness, and for the damage to clothing and other possessions. Other possible liabilities include the expense it takes to move to a mold-free environment, the difference between the rent at the mold-infested rental and the new, habitable rental, and for any mold inspections, testing, and remediation of the rental that were paid for by the tenant before moving out.
You should mail a notice to your landlord via certified mail that there is a mold problem first and foremost and provide proof within the envelope. An analysis and identification of the mold sample you collected using a mold test kit signed by a mold laboratory is a good way to prove that mold exists in the property. Even better than this is to have a written report signed by a certified mold inspector along with the above mentioned laboratory report. If notice is ignored by your landlord, you can choose to send a second notice stating that due to the failure to have the mold removed from the property, you are withholding your rent. Lastly, if that is ignored by your landlord, you should send another notice via certified mail that you are vacating the premises and that legal action is going to be taken, especially if you have suffered health complications due to the mold. You shouldn’t need a lawyer to draw up these notices for you, as long as you are clear and to the point that mold exists on the landlord’s property that you are renting and you want it removed and if you are suffering any health complications, these should be stated very clearly and with proof, as well. Most landlords will respond promptly.
No matter who you’re renting from or what kind of property, it is the landlord’s responsibility to provide you with a healthy place to live. If you or your children become sick due to the mold located in the home, apartment, or business you are leasing, your landlord can be held responsible.
The only thing that you have to do first is prove that mold exists in your rented space. That burden or proof is on you because in most leases, mold testing, inspections, and removal are not covered by the landlord. Landlords do not pay for these; you do. If there is a problem, you have to prove it.
If the rental property is infested with mold, the landlord might be liable for the damage to the tenant’s health, the medical bills associated with mold, loss of income due to sickness, and for the damage to clothing and other possessions. Other possible liabilities include the expense it takes to move to a mold-free environment, the difference between the rent at the mold-infested rental and the new, habitable rental, and for any mold inspections, testing, and remediation of the rental that were paid for by the tenant before moving out.
You should mail a notice to your landlord via certified mail that there is a mold problem first and foremost and provide proof within the envelope. An analysis and identification of the mold sample you collected using a mold test kit signed by a mold laboratory is a good way to prove that mold exists in the property. Even better than this is to have a written report signed by a certified mold inspector along with the above mentioned laboratory report. If notice is ignored by your landlord, you can choose to send a second notice stating that due to the failure to have the mold removed from the property, you are withholding your rent. Lastly, if that is ignored by your landlord, you should send another notice via certified mail that you are vacating the premises and that legal action is going to be taken, especially if you have suffered health complications due to the mold. You shouldn’t need a lawyer to draw up these notices for you, as long as you are clear and to the point that mold exists on the landlord’s property that you are renting and you want it removed and if you are suffering any health complications, these should be stated very clearly and with proof, as well. Most landlords will respond promptly.
Mold and Your Insurance
Under most home insurance policies, mold is one of the few things (along with rust, rot, and fungi) that are generally uncovered unless it is the result of something that is covered by the home’s insurance policy, such as flood damage and the water caused by a burst pipe. However, mold that has been caused by leaks, condensation, or flooding (in the case where the homeowner does not have flood insurance) is not covered.
Even though mold has been around for thousands of years and will continue to be for thousands more, the amount of mold claims that have been submitted to insurance companies have increased significantly. Insurers are beginning to insert some language into their policies that is very specific as to what is covered and what is not. Some companies may soon decide to offer to cover damages caused by mold and will raise the price of the policy and others may choose to continue to completely exclude mold from the homeowner’s insurance policy. In order to guard against the failings of your homeowner’s insurance, removing mold and preventing it from returning is essential if you wish to retain the value of your home and your health.
Anyone who owns or rents property should be aware that mold should be cleaned up as soon as it is discovered and that mold cannot grow without a decent access to moisture. Repairing water damage, the cause of excess humidity, and other leaks should be done immediately in order to minimize the amount of mold that will grow in that area of the property. The Center for Disease Control (CDC) recommends that people take measures to safeguard not only their properties, but also their health by making swift work of the mold growing where they live and/or work and taking appropriate measures to make sure it does not return.
Your home should not be completely air tight and a home that is cannot breathe. Homes that air cannot flow freely through are breeding grounds for mold because the air is allowed to become stagnant. You should have vents installed in the bathrooms, laundry room, and kitchen in your home.
Wood and other cellulose-based debris should not be placed in any crawl spaces or against the side of the home because mold eats these and any other organic-based material.
Carpet shouldn’t be installed anywhere in the home where moisture should be a problem such as the bathroom where toilets or bath tubs can overflow or in the laundry room where the washer could leak out into the floor.
Even though mold has been around for thousands of years and will continue to be for thousands more, the amount of mold claims that have been submitted to insurance companies have increased significantly. Insurers are beginning to insert some language into their policies that is very specific as to what is covered and what is not. Some companies may soon decide to offer to cover damages caused by mold and will raise the price of the policy and others may choose to continue to completely exclude mold from the homeowner’s insurance policy. In order to guard against the failings of your homeowner’s insurance, removing mold and preventing it from returning is essential if you wish to retain the value of your home and your health.
Anyone who owns or rents property should be aware that mold should be cleaned up as soon as it is discovered and that mold cannot grow without a decent access to moisture. Repairing water damage, the cause of excess humidity, and other leaks should be done immediately in order to minimize the amount of mold that will grow in that area of the property. The Center for Disease Control (CDC) recommends that people take measures to safeguard not only their properties, but also their health by making swift work of the mold growing where they live and/or work and taking appropriate measures to make sure it does not return.
Your home should not be completely air tight and a home that is cannot breathe. Homes that air cannot flow freely through are breeding grounds for mold because the air is allowed to become stagnant. You should have vents installed in the bathrooms, laundry room, and kitchen in your home.
Wood and other cellulose-based debris should not be placed in any crawl spaces or against the side of the home because mold eats these and any other organic-based material.
Carpet shouldn’t be installed anywhere in the home where moisture should be a problem such as the bathroom where toilets or bath tubs can overflow or in the laundry room where the washer could leak out into the floor.
Mold: A Few Words to Know
When talking about mold, there are a few words and phrases everyone needs to know the meaning of and here are the most important ones.
“Mold”. Mold is a kind of fungus (belonging to the kingdom fungi) that grows both indoors and outdoors all around the world and there are many different species and colors. To some people the words fungi and mold are used interchangeably, but not all fungi are molds. Other fungi besides molds include something that most of us eat all the time: mushrooms. Certain kinds of mold are also used in the creation of specific kinds of cheese, so it is incorrect to think that all molds are bad for us.
Most of us don’t know what “mycotoxin” means, but it is what makes some kinds of molds dangerous. Mycotoxins are a compound that are produced by fungus that are dangerous to living things. The mold itself is not toxic, but the mycotoxins produced by the mold are and these are what cause health complications for some people.
When mold inspectors talk to you about “remediation”, you might not understand exactly what that means. The word “remediation” means to solve a problem and when it comes to mold, this means fixing the moisture and heating problem in the building where there is a mold infestation.
Stachybotrys is a genus of mold that has about 10 members and this grows mainly on dead plant materials. When it’s found indoors, it often grows on things like paper and canvas (this includes sheetrock that has a paper covering). This kind of mold is toxic and it is the mold that most people are thinking of when they say “black mold”, even though a few different kinds of mold are black. Not all black mold is stachybotrys.
Hidden mold is found in areas that you cannot see readily. They are colonies that can be found inside walls or in ventilation systems like inside air conditioners or inside the ducts themselves. Hidden mold in your ventilation system is important to get rid of because it’s distributing the mold throughout your home or business and spreading the infection to other areas where it will likely take root and grow.
The word “biocide” is a term that is meant to denote chemicals that kill organisms such as fungi or at the very least, slow their growth. The word “fungicide” is often used interchangeably with “biocide”.
“Mold”. Mold is a kind of fungus (belonging to the kingdom fungi) that grows both indoors and outdoors all around the world and there are many different species and colors. To some people the words fungi and mold are used interchangeably, but not all fungi are molds. Other fungi besides molds include something that most of us eat all the time: mushrooms. Certain kinds of mold are also used in the creation of specific kinds of cheese, so it is incorrect to think that all molds are bad for us.
Most of us don’t know what “mycotoxin” means, but it is what makes some kinds of molds dangerous. Mycotoxins are a compound that are produced by fungus that are dangerous to living things. The mold itself is not toxic, but the mycotoxins produced by the mold are and these are what cause health complications for some people.
When mold inspectors talk to you about “remediation”, you might not understand exactly what that means. The word “remediation” means to solve a problem and when it comes to mold, this means fixing the moisture and heating problem in the building where there is a mold infestation.
Stachybotrys is a genus of mold that has about 10 members and this grows mainly on dead plant materials. When it’s found indoors, it often grows on things like paper and canvas (this includes sheetrock that has a paper covering). This kind of mold is toxic and it is the mold that most people are thinking of when they say “black mold”, even though a few different kinds of mold are black. Not all black mold is stachybotrys.
Hidden mold is found in areas that you cannot see readily. They are colonies that can be found inside walls or in ventilation systems like inside air conditioners or inside the ducts themselves. Hidden mold in your ventilation system is important to get rid of because it’s distributing the mold throughout your home or business and spreading the infection to other areas where it will likely take root and grow.
The word “biocide” is a term that is meant to denote chemicals that kill organisms such as fungi or at the very least, slow their growth. The word “fungicide” is often used interchangeably with “biocide”.
End Mold’s Romance With Your Bathroom
When home buyers finally decide to purchase a new home, one of the first things they consider remodeling tends to be the bathroom. Bathroom remodeling isn’t always the easiest thing to do, especially if you are so unlucky as to find a colony of mold living in what is supposed to be one of the most comforting and relaxing areas of your home. Most people, however, wouldn’t know what to do if they found a mold colony in any part of their home, much less their beloved bathroom, even though this is one of the more likely places to find it.
The reason that the bathroom is one of the most common places to find infestations of mold is because there is a constant pattern of heat and humidity in this space. While some kinds of mold pose no threat to human beings, other kinds of mold can be hazardous to our health and can even render our homes uninhabitable. Black mold is found in many bathrooms and basements and it is very toxic. It has been known to cause rashes, fevers, flu-like symptoms and other health complications. If you discover what you think is black mold (and it truly does appear to be black), it’s best to call in a professional to get rid of it.
While it’s expensive to have the mold in your home removed, you will definitely want to put this on your to-do list. It can and will move to other parts of your home if it’s left unchecked. After the mold is removed successfully and you continue with your bathroom remodeling project, you’ll want to take steps to prevent the re-growth of mold in the future.
Install a bathroom fan while you’re remodeling if you don’t already have one. This is one of the best things that you can do to prevent mold from sneaking back into your quiet space. Bathroom fans get rid of the majority of the moisture that mold needs to grow and survive. Even if you’re not remodeling right now and your bathroom has no visible signs of mold, don’t bet on mold not invading there in the future, if you don’t have a fan in the bathroom, you should get one.
After showering or bathing, the shower curtain should be shaken off in the tub to direct as much water as possible toward the drain. Water that collects on the walls surrounding the tub should also be wiped either dry or down toward the drain with a squeegee. You want all the surfaces in your bathroom to dry out as quickly as possible.
The reason that the bathroom is one of the most common places to find infestations of mold is because there is a constant pattern of heat and humidity in this space. While some kinds of mold pose no threat to human beings, other kinds of mold can be hazardous to our health and can even render our homes uninhabitable. Black mold is found in many bathrooms and basements and it is very toxic. It has been known to cause rashes, fevers, flu-like symptoms and other health complications. If you discover what you think is black mold (and it truly does appear to be black), it’s best to call in a professional to get rid of it.
While it’s expensive to have the mold in your home removed, you will definitely want to put this on your to-do list. It can and will move to other parts of your home if it’s left unchecked. After the mold is removed successfully and you continue with your bathroom remodeling project, you’ll want to take steps to prevent the re-growth of mold in the future.
Install a bathroom fan while you’re remodeling if you don’t already have one. This is one of the best things that you can do to prevent mold from sneaking back into your quiet space. Bathroom fans get rid of the majority of the moisture that mold needs to grow and survive. Even if you’re not remodeling right now and your bathroom has no visible signs of mold, don’t bet on mold not invading there in the future, if you don’t have a fan in the bathroom, you should get one.
After showering or bathing, the shower curtain should be shaken off in the tub to direct as much water as possible toward the drain. Water that collects on the walls surrounding the tub should also be wiped either dry or down toward the drain with a squeegee. You want all the surfaces in your bathroom to dry out as quickly as possible.
Dealing With Water Damaged Documents
Marriage, birth, and death certificates are only a few of the hundreds of different important documents and items that we have in our homes that can become damaged by flood waters or other kinds of leaks and most of us don’t know how to safely deal with these items once the damage is already done.
The first thing that you should know is that there isn’t any reason to panic, unless you’ve been away from your home for more than two days. It takes two days for mold to begin to grow on these items, so one of the first things that you should do is make the environment unfriendly to mold. Keep the house around 65 degrees Fahrenheit if you can and reduce the humidity. If there is any standing water still in the house, remove it as quickly as possible. Be careful, however, of any electrical hazards that might still exist and make sure the electricity to the house is off before you go rushing into any soaked areas. The possibility of electrocution is very real if the power isn’t off.
Air circulation in the house should be increased with fans if the air outside isn’t warmer or more humid than the air inside. If there are any emergency repairs that need to be made inside the house to ensure your safety, do them immediately.
The next thing you should do is figure out what documents in your home are going to need to be salvaged. This will include the documents listed above, marriage, birth, and death certificates, along with any insurance papers, divorce papers, and almost any other legal documents you have on hand. If the materials are not completely soaked in water, it’s possible to just air dry them and they will be fine. If they’ve been submerged for long, the best bet is to have them frozen and freeze-dried by a local facility.
Buy some freezer wrap from your local grocery store if they have it and use it to separate documents and books from each other when you pack them into boxes. Remove the most important items (i.e. legal documents, antique books of any value) first and if there are any less important items that you want to save (high school diplomas, anything that’s “one-of-a-kind”, books), remove those second. Don’t pack anything tightly in the freezer paper, just tight enough to keep the items from sticking to each other or to the inside of the box. Label each box with its contents and your contact information and have them transferred to the nearest freeze dry facility.
The first thing that you should know is that there isn’t any reason to panic, unless you’ve been away from your home for more than two days. It takes two days for mold to begin to grow on these items, so one of the first things that you should do is make the environment unfriendly to mold. Keep the house around 65 degrees Fahrenheit if you can and reduce the humidity. If there is any standing water still in the house, remove it as quickly as possible. Be careful, however, of any electrical hazards that might still exist and make sure the electricity to the house is off before you go rushing into any soaked areas. The possibility of electrocution is very real if the power isn’t off.
Air circulation in the house should be increased with fans if the air outside isn’t warmer or more humid than the air inside. If there are any emergency repairs that need to be made inside the house to ensure your safety, do them immediately.
The next thing you should do is figure out what documents in your home are going to need to be salvaged. This will include the documents listed above, marriage, birth, and death certificates, along with any insurance papers, divorce papers, and almost any other legal documents you have on hand. If the materials are not completely soaked in water, it’s possible to just air dry them and they will be fine. If they’ve been submerged for long, the best bet is to have them frozen and freeze-dried by a local facility.
Buy some freezer wrap from your local grocery store if they have it and use it to separate documents and books from each other when you pack them into boxes. Remove the most important items (i.e. legal documents, antique books of any value) first and if there are any less important items that you want to save (high school diplomas, anything that’s “one-of-a-kind”, books), remove those second. Don’t pack anything tightly in the freezer paper, just tight enough to keep the items from sticking to each other or to the inside of the box. Label each box with its contents and your contact information and have them transferred to the nearest freeze dry facility.
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